Estimate your net pay after federal income tax, Social Security, and Medicare. Enter your gross salary, filing status, and pay frequency for a per-paycheck take-home figure.
This calculator applies the 2025 U.S. federal income tax brackets to your taxable income (gross salary minus the standard deduction and any pre-tax deductions), then subtracts Social Security at 6.2% (up to the annual wage cap) and Medicare at 1.45%. It does not include state or local income tax, which vary widely by location, nor every credit or itemized deduction. The result is a planning estimate.
No. State and local income taxes differ greatly, from zero in several states to high single-digit percentages elsewhere. Add your state's rate separately for a fuller picture.
It uses the 2025 federal brackets and standard deduction along with standard FICA rates. Tax law changes each year, so verify against current IRS figures before relying on the result.
Enter those in the pre-tax deductions field. They lower your taxable income and your federal tax, but Social Security and Medicare are generally still based on most of your wages.
Employers use IRS withholding tables and your W-4 settings, which can differ from a flat bracket calculation. State tax, benefits, and post-tax deductions also change the final number.
Yes. Social Security tax applies only up to the annual wage base; earnings above that cap are not taxed for Social Security, though Medicare has no cap.
Disclaimer: This tool provides an estimate for general informational purposes only and is not tax or financial advice. It omits state and local taxes and many individual factors. Consult a licensed tax professional or the IRS for your exact situation.